Cash Credit / Overdraft (CC/OD)
For traders and manufacturers who live in drawing power and stock statements.
Highlights
- Renewal & enhancement dossiers
- Stock audit preparation tips
- Multiple banking relationships consolidation ideas
- Temporary limit enhancements during peak season
Who it is for
- Traders with inventory-heavy balance sheets
- Manufacturers with WC cycles
- Service exporters with receivable concentration
Typical documents
- Audited financials & projected balance sheet
- Stock & book debt statements
- Creditor/debtor lists with ageing
- Last 12 months CC statements
FAQs
Why did my DP drop?
Common reasons: stock ageing, debtor concentration, margin erosion—we help you interpret the note.
Can I switch bank mid-year?
Yes with takeover letter, but compare processing cost vs benefit.