Education Loan
From premier domestic institutes to overseas admits—documentation aligned to visa and university asks.
Highlights
- Collateral vs non-collateral thresholds explained
- Moratorium & EMI commencement clarity
- Forex hedging basics where relevant
- Co-borrower structuring for higher amounts
Who it is for
- Students with confirmed admits
- Parents co-borrowing for UG/PG programs
- Working professionals pursuing executive programs
Typical documents
- Admission letter & fee schedule
- KYC of student & co-borrower
- Income / collateral papers
- Academic records & test scores (if requested)
FAQs
Can I use property in any city as collateral?
Often yes, subject to lender legal vetting and LTV norms for that location—metro, tier-2, and many tier-3 markets are covered by major banks.
Partial disbursements?
Common for semester-wise fee releases; we align paperwork to that flow.